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Help protect your
family's future
£6.74 a month in the first year for
£100,000 benefit amount*
*
For a 32 year old non-smoker on a single, age-based policy. Premiums depend on individual circumstances and increase annually based on age and benefit amount. Ts and Cs apply.

Life Insurance

Help secure your family’s financial future

If someone depends on you financially, life insurance could be important for you, because if you were no longer there to provide, the financial implications for those you love could be considerable. The benefit amount your family could receive, can be used to help them manage major household debts like the mortgage, car repayments or simply help with daily living expenses. It's worth bearing in mind that inflation may reduce the value of the benefit amount you choose. Once you are accepted, you'll be covered immediately however, if you cancel your policy, there's no cash-in value.

  • Substantial cover - from £60,000 up to £750,000 benefit amount (depending on your age) for your family
  • Just £6.74 a month (that's 23p a day!) in the first year for £100,000 of benefit amount*
  • You’re covered from day 1 (self-inflicted deaths excluded in the first 12 months)
  • No medicals and no blood tests, just some health and lifestyle questions
  • Flexible policy so you can make changes as your needs change, without admin fees
  • 100% benefit amount paid in advance, in the event of terminal illness
  • The automatic 5% increase means your benefit amount can grow by 50% in 10 years with no need for further health questions (available with an age based policy type)
  • 3 optional covers available which you can add to your policy to suit your needs
  • Choose between a Single or Joint policy and you can each choose individual benefit amounts
  • 10% Smart Cashback: After the 12th successful monthly payment, we will give you back 10% of the premiums you have paid
  • Will Kit included with your policy

Things you need to consider

  • If you cancel your policy there is no cash-in value
  • Inflation may reduce the value of your benefit amount

Smart Life Insurance helps to provide financial protection for you and your family by providing a benefit amount to your loved ones in the event of your death or to you, in the event of terminal illness. You can apply for Life Insurance on its own, or you can combine your Life Insurance with a range of optional covers, including Critical Illness cover, Children’s cover or additional Accidental Death cover.

With Smart Life Insurance you can choose a benefit level to fit with your needs and budget, depending on your age:

  • From age 18 to 44 - £60,000 to £750,000
  • From age 45 to 54 - £60,000 to £400,000
  • From age 55 to 59 - £60,000 to £250,000
  • From age 60 to 64 - £60,000 to £150,000

£6.74 a month in the first year for £100,000 benefit amount*
That's 23p a day

Request a quote
*
For a 32 year old non-smoker on a single, age-based policy. Premiums depend on individual circumstances and increase annually based on age and benefit amount. Ts and Cs apply.
*
Premium based on 32 year old, non-smoker, £100,000 cover, age based premium policy, single plan. Age based policy premiums will increase annually based on age. Price shown is for first year.