Smart Family Life Insurance

Get back 10% of your first year's premiums

As a Smart Family Life Insurance® policy holder, you'll also get back 10% of your first year's premiums which will automatically be paid within 14 working days of your 12th successful monthly premium payment. It’s simply our way of saying thank you for choosing Smart Insurance.

When you first take out your new policy we will send you a Will Kit, a convenient way to help put your affairs in order.

Get in touch today and we'll send you an information pack.


For new Family Life Insurance policy holders only, once a minimum of 6 successful monthly premiums have been paid and the total premiums paid exceed the face value of the gift card. View full terms and conditions


The products offered by Smart Insurance are provided by Scottish Friendly, who approved and paid 99.82% of all life insurance claims received in 2020.