Put your family 1st with Smart Family Life Insurance

Rated 1st by Fairer Finance

  • Cover just £6.74 a month* in the first year
  • £60,000 - £750,000 of cover
  • 10% Smart Cashback®
  • No medicals or forms to fill in

Getting a quote is stress-free and easy

We're rated 1st for life insurance and Gold for our customer service – so you’re in good hands with Smart.

Life's special, protect the ones you love today

Choosing to protect your loved ones with life insurance is a great decision that you can make today. You might be starting a family or already have dependents that rely on your income. You might have taken on a mortgage or other financial commitments such as loans and credit cards. If the worst happens and you don't have life insurance, you could put extra pressure on your family. Protecting the ones you love with life insurance can help them manage their financial worry at a difficult time enabling them to focus on supporting each other and remembering the good times you shared together.

Protect your family today call FREE 0800 877 8818 or

You're making the Smart choice

  • Rated 1st by Fairer Finance
  • Backed by 150 years of experience1
  • 99.4% of all claims paid2
  • UK Call Centre
  • Free Will Kit included
  • No medicals, no blood tests

1The products offered by Smart Insurance are provided by Scottish Friendly.

2Scottish Friendly approved and paid 99.4% of all life insurance claims received in 2018.

What is Smart Family Life Insurance?

Our policy is a great way to protect your loved ones, even on a tight budget, and instantly protects them from financial worry should you die and your income is no longer there to support the family finances. 

If you live in the UK and are aged 18 to 64, Smart Family Life Insurance is here to help protect your family’s financial future.

Why choose Smart Insurance?

When you're ready to protect your family's future our UK based call centre is waiting to walk you through the quick and simple process of buying Smart Family Life Insurance. You’ll also get back 10% of your first year’s premiums, which will automatically be paid within 14 working days of your 12th successful monthly premium payment.
So go ahead. Laugh, love, relax. Let Smart Insurance look after the future while you enjoy today.

Our call centre is ready, call FREE 0800 877 8818 or

What our customers say

I would recommend Smart Insurance to friends and family. The process was quick and easy the assistant was very friendly and informative

Kara Ann - August 2019

Friendly helpful staff explained all the different amounts on a policy I could be insured for and how much each amount would cost me each month with or without the percentage increase which was very interested to know.

Trusted Customer - June 2019

Things to consider

  • There is no cash-in value at any time
  • Ensure you choose enough benefit amount, as inflation may reduce its buying power over time

Secure your family's future, call FREE 0800 877 8818 or

Terms and Conditions:

*For a 32-year-old, non-smoker on an individual Age-Based family life insurance policy with a £100,000 benefit amount. Additional terms and conditions apply

Depending on your age