Smart Cashback With Smart Insurance

Get back 10% of your first year's premiums

As a Smart Family Life Insurance policy holder, you'll also get back 10% of your first year's premiums which will automatically be paid within 14 working days of your 12th successful monthly premium payment. It’s simply our way of saying thank you for choosing Smart Insurance.

Get in touch today to get your free Smart Family Life Insurance quote from one of our UK based team of specialists.

£125 Gift Card of your choice*

To say ‘thanks’ for trusting Smart Insurance to help protect your family, you can choose a £125 gift card from one of three top retailers. Treat yourself or someone special to a gift, gadget or even just some help with the food shop. It's up to you!

Key Benefits

Personalised protection – Apply for up to £750,000 of cover depending on your age
Smart Cashback – Get 10% of your first year's premiums back once you've made your first 12 successful monthly payments
Straightforward cover – no medical or blood tests – just a few health and lifestyle questions
Gift Card worth £125* – Choose a Gift Card from Amazon.co.uk, Tesco or Argos
Terminal Illness cover – Get 100% of your benefit amount in advance if you’re diagnosed with a terminal illness²
5-star product – Smart Family Life Insurance has been rated 5 stars by Defaqto, so you know you’re getting a high-quality policy
Immediate cover – Get cover from day one¹
99% of all claims having been paid³ – Rest easy in knowing you’ve chosen protection with a great track record
FREE Health and Wellbeing services⁴
Great value – Get cover from as little as £14.77 a month⁵ in the first year for a £250,000 benefit amount

Things to consider

When buying life insurance there are a couple of key things to remember. Here's what you should keep in mind when you are considering your life insurance policy:

Inflation may reduce the value of your benefit amount
If you stop your monthly payments, you will get nothing back

View full policy terms & conditions

Protect the life you’ve built, the Smart way

*

For new Family Life Insurance policy holders only, once a minimum of 6 successful monthly premiums have been paid and the total premiums paid exceed the face value of the gift card. View full terms and conditions. Restrictions apply, see www.amazon.co.uk/gc-legal

1

You will have full cover from day one except if death is the result of self-inflicted injury in the first 12 months.

2

If you are diagnosed with 12 months or less to live by a medical specialist, the benefit would be paid in full.

3

Smart Insurance products are provided by Scottish Friendly. Scottish Friendly approved and paid 99.38% of all life insurance claims they received in 2022.

4

Please note that the Smart Insurance Health and Wellbeing services do not form part of your life cover contract and it could be changed or removed in the future. This is a non-contractual benefit from Smart Insurance and can be withdrawn at any time. These services are only available to customers who purchased their policy on or after 27th September 2023.

5

Based on £250,000 of cover for a 32-year old non-smoker, on an individual age-based policy in the first year. Premiums depend on personal circumstances and increase annually based on age and cover. T&Cs apply.