Smart Insurance® offers a range of life Insurance products that can help you quickly and easily take care of your life insurance needs.

We aim to make getting life insurance as uncomplicated as possible, with products that are straightforward and flexible, so you can find the right cover for your individual circumstances. You can choose a modest benefit amount which could be ideal for final expenses and funeral costs, or opt for a more substantial benefit amount to help provide financial protection for your family’s needs such as mortgage payments and household bills.

We have consistently delivered the highest quality service to our customers, both new and old. We have been recognized for it by both experts and our customers. Smart Family Life Insurance has been rated gold for six years and is now rated number one by Fairer Finance for customer experience. We are also a Feefo Platinum Trusted merchant. This is based on consistent positive customer reviews over several years.  

Not only is our customer experience high quality, but our insurance provider is one of the highest-rated providers in the industry. We work with Scottish Friendly who won ‘Best UK Mutual Insurer’ at the Capital Finance International (CFI) Awards for 2022.

Why Smart Insurance?

• Whichever policy you choose, there are no medicals or complicated forms to fill in
• All of our products cover you immediately for accidental death  
• Whichever policy you choose, you're covered anywhere in the world
• Flexibility - you can apply to increase or decrease your monthly premium amount with no fees
• Free Will Kit worth £100 included with every policy