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Get a £100 Gift Card1

Smart Family Life Insurance Smart Family Life Insurance

Help secure your family’s financial future with Smart Family Life Insurance

If someone depends on you financially, family life insurance could be important. After all, if you were no longer there to provide, the financial implications for those you love could be considerable.

The benefit amount can be used by your family to help them manage major household debts like the mortgage, car repayments or simply help with daily living expenses.

If you live in the UK and are aged 18 to 64, Smart Family Life Insurance® is here to help protect your family’s financial future.

Free Info Pack Free Info Pack

Free Info Pack

Find out more about Smart Life Insurance with our easy to understand information pack. We will post this to you for FREE, and it includes important things to consider when buying life insurance.
Smart Family Life Insurance Smart Family Life Insurance

Key Benefits

  • Choose your benefit amount from £60,000 up to £750,000 - depending on your age
  • No forms - just an easy application over the phone
  • No medical needed - we just ask a few health and lifestyle questions
  • Age Based or Level - choose your premium payment options
  • Free Will Kit worth £100 - with every policy to help get your affairs in order
  • 99.82% of all life insurance claims are paid2
  • 10% Smart Cashback®: After the 12th successful monthly payment, we will give you back 10% of the premiums you have paid
  • You're covered from day 1 (except if death is the result of self-inflicted injury in the first 12 months)
  • 100% benefit paid in advance in the event you are diagnosed with a terminal illness
Smart Family Life Insurance Smart Family Life Insurance

Things to Consider

  • Inflation may reduce the value of your benefit amount
  • If you stop your monthly payments, you will get nothing back


For new Family Life Insurance policy holders only, once a minimum of 6 successful monthly premiums have been paid and the total premiums paid exceed the face value of the gift card. View full terms and conditions


The products offered by Smart Insurance are provided by Scottish Friendly, who approved and paid 99.82% of all life insurance claims received in 2020.