As a Smart Family Life Insurance® and Smart Personal Accident policy holder, you'll also get back 10% of your first year's premiums which will automatically be paid within 14 working days of your 12th successful monthly premium payment. It’s simply our way of saying thank you for choosing Smart Insurance.

When you first take out your new policy we will send you a Will Kit, a convenient way to help put your affairs in order.

Get in touch today and we'll send you an information pack.

Key Benefits of Family Life Insurance

• Choose your benefit amount from £60,000 up to £750,000 - depending on your age
• UK residents aged 18 to 64 can apply
• No forms - just an easy application over the phone
• No medical needed - we just ask a few health and lifestyle questions
• Age Based or Level - choose your premium payment options
• Automatic 5% benefit amount increase. Age Based policies can boost your benefit amount by 5% each year, over 10 years, with no further health or lifestyle questions For greater peace of mind, you can add optional Critical Illness cover, Children's cover or additional Accidental Death cover
• You're covered from day 1 (except if death is the result of self-inflicted injury in the first 12 months)
• Free Will Kit worth £100 - with every policy to help get your affairs in order
• 100% benefit paid in advance in the event of a terminal illness diagnosis
• Flexible policy - make changes for free