Supporting your family can be expensive and unexpected bills and costs can pop up with no warning, so it’s important to make every pound count. We want to help you get the most from your life cover, which is why once you have made your first 12 full monthly premium payments, we will pay back 10% of the first year's premiums. You don’t need to do a thing, we’ll simply pay you back automatically within 14 days of your 12th successful premium payment.
Find out more about how you can help protect your family the Smart way by calling us today to chat to our specialist team – we’re here to help.
To say ‘thanks’ for trusting Smart Insurance to help protect your family, you can choose a £125 gift card from one of three top retailers. Treat yourself or someone special to a gift, gadget or even just some help with the food shop. It's up to you!
When buying life insurance there are a couple of key things to remember. Here's what you should keep in mind when you are considering your life insurance policy:
If you are diagnosed with 12 months or less to live by a medical specialist, the benefit would be paid in full.
You will have full cover from day one except if death is the result of self-inflicted injury in the first 12 months.
Smart Insurance products are provided by Scottish Friendly, who approved and paid 99.38% of all life insurance claims they received in 2022.
As a Smart Family Life Insurance policy holder, once you've made your first 12 full monthly premium payments, you'll get back 10% of your first year's premiums which will automatically be paid within 14 working days. It’s simply our way of saying thank you for choosing Smart Insurance.
Please note that the Smart Insurance Health and Wellbeing services do not form part of your life cover contract and it could be changed or removed in the future. This is a non-contractual benefit from Smart Insurance and can be withdrawn at any time.
Based on £250,000 of cover for a 32-year old non-smoker, on an individual age-based policy in the first year. Premiums depend on personal circumstances and increase annually based on age and cover. T&Cs apply.