With Family Life Insurance, you are investing in peace of mind by helping to provide your family with financial support. Our fully trained life insurance specialists can arrange your policy over the phone and once you are accepted, you'll be covered immediately. You can apply for Family Life Insurance cover on its own, or you can combine it with our range of optional covers; Critical Illness cover, Children’s cover or additional Accidental Death cover.
See how our Family Life Insurance plan compares
Whole of life policy
With our Age Based policy, you can keep it for the whole of your life, rather than deciding on a fixed term.
We know circumstances can change - unlike some other insurers, you can apply to increase or decrease your monthly premium amount with no fees.
Rated No. 1 by Fairer Finance
Smart Family Life Insurance has been rated number one by Fairer Finance for customer experience, so you know you will receive a quality service.
Terminal illness cover
Cover starts from day one - if you are diagnosed with 12 months or less to live by a medical specialist, the benefit would be paid in full.
With the Smart Cashback®, you get back 10% of your first year’s premiums. The cashback is automatically paid within 14 working days of your 12th consecutive monthly payment being received.