Life Insurance can be confusing and figuring out how much cover you actually need can be a difficult task if you don’t know where to start. The first step to working out how much cover you should take out is deciding what you want it to be used for. You can use our handy life insurance calculator to do this. All you have to do is put in the numbers below and we’ll do the rest.

Depending on your age, you can take out up to £750,000 of Family Life Insurance. You might also want to include Children’s Cover and Critical Illness Cover for extra peace of mind. If you would like to find out more about your suggested benefit amount, you can call us on

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For new Family Life Insurance policy holders only, once a minimum of 6 successful monthly premiums have been paid and the total premiums paid exceed the face value of the gift card. View full terms and conditions. Restrictions apply, see  


You can apply for the following benefit amounts depending on your age at the time of your start date: aged 18–44 - £750,000; aged 45–54 - £400,000; aged 55–59 - £250,000; aged 60–64 - £150,000