10 reasons you're right
to choose Smart Insurance

At Smart we're here to make your life easier. We offer carefully thought out products, backed by Scottish Friendly Assurance Society Limited and exceptional customer service from our friendly, knowledgeable team at our UK Head Office.

Here are 10 great reasons why you'd be right to choose us...

  1. Easy application over the phone

    Call us Monday to Friday 9am to 8pm and we'll help you with whatever you need. That's Smart simplicity.

  2. Will Kit included

    It's important to take care of the future. So you will receive a legal Will Kit when you start your Smart Insurance policy. Helping you to ensure your loved ones receive the property and possessions that you want them to have.

  3. Add a partner

    You can choose a joint policy to include your partner. When you apply with your partner you can each apply for individual benefit amounts. A benefit amount can be paid for each life insured under the policy.

  4. Smart flexibility

    With Smart you can apply to increase or decrease your monthly premium amount without any additional administration charges.

  5. Security for over 150 years

    Smart Insurance products are provided by Scottish Friendly Assurance Society Limited, one of Scotland’s longest standing Life Insurers of over 150 years.

  6. 99.9% of all life insurance claims are approved

    Scottish Friendly approved and paid 99.9% of all life insurance claims received in 2015. So you can be assured we’ll be here for you.

  7. Worldwide cover

    You're covered outside the UK.

  8. Immediate Accidental Death cover

    All our Smart products cover you immediately for accidental death.

  9. No medical

    Whichever policy you choose we make it easy –
    no medical, no blood test and there are no complicated forms to fill in.

  10. It's official! Our customers think we do a fantastic job in getting them covered...

    We value your feedback, it's what helps us provide better services to all our customers. At Smart, you are our number 1 priority. We have been awarded an independent 5-Star Gold Trusted
    Merchant Rating by Feefo who are a global ratings and reviews provider, so you can be confident you are dealing with people you can trust.



“ Very informative and helpful adviser. Answered all my questions. ”

Michelle, April 2016

“ The young lady that contacted me answered all my questions and concerns. She was extremely pleasant and a pleasure to deal with. ”

Roger, April 2016

“ Really good price. Left me leaving with a good peace of mind that I am covered for life. ”

Daniel, April 2016