Call us on 0800 877 8818
Helps take care of the essentials
When a loved one dies, there’s already a lot to think about – knowing that there could be little extra money coming in, could make all the difference.
Or you could think of it as a financial gift to your children or even your grandchildren, after you’ve gone.
Guaranteed Life Insurance with the Lifetime Payback Guarantee® helps you to protect your family from the financial burden of your funeral and other final costs.
You'll be covered immediately for accidental death, and death by any cause after just 24 months; however if you decide to cancel, you won't get anything back.
Things to consider
*For a 30-year-old, on an individual policy with £2,000 of cover.
**The Money Advice Service.
Guaranteed Life Insurance helps to provide peace of mind by paying your chosen benefit amount to your loved ones if you were to pass away. The benefit amount can be used to help with funeral costs, or other expenses such as outstanding bills, loans or credit cards.
Level policy type – How does it work?
Our Level policy is great for people who want certainty, knowing that their increasing age will not affect their monthly premium – it will stay the same each year. As long as you are paying your premium:
Smart Guaranteed Life Insurance helps to provide your loved ones with a cash sum when you die. Cover is provided by one of Scotland’s longest standing Life Insurers, Scottish Friendly Assurance Society Limited.
Cover can be secured over a free call to our 0800 877 8818 number without the need for filling out any forms or having a medical examination or blood test.
If you are a UK resident aged 30-79, you are guaranteed to be accepted for a Smart Guaranteed Life Insurance policy.
The Key Facts document contains important information about Smart Guaranteed Life Insurance and its features, benefits, exclusions and limitations. You can download it here. It is important that you read this document, as it contains important information about the insurance. You should only apply for this policy if, having read the Key Facts Document, you believe that you are eligible to claim the benefits.
Smart Guaranteed Life Insurance is subject to certain exclusions and limitations. These are detailed in the Key Facts Document. You should ensure you understand these before taking out the insurance.
This document also contains a copy of the Smart Insurance Guaranteed Life Insurance Terms and Conditions. You should read these carefully so that you can be sure the insurance is suitable for you.
You can apply for this policy if:
There are two easy and quick options for you. You can either get a quote and buy online or call us FREE.
Whichever you prefer you will have:
To buy over the phone:
Call FREE 0800 877 8818
Alternatively, we can call you if you complete the Call Me Now form. Our UK based customer service specialist will give you a quick, no-obligation quote and if happy, we will take your application further so you can be covered immediately for accidental death. You'll be covered for death by any cause after just 24 months. All you will need are your direct debit details.
Or to buy online: