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Help take care of the essentials
We all want the best for our loved ones. If you choose Smart Guaranteed Life Insurance, you can relax and live life, knowing that your loved ones will receive a lump sum payment if you were to pass away.
You can select a benefit amount between £2,000 and £20,000, depending on your age. There are no questions asked about your health or any medical conditions that you may have. The lump sum payment can be used to help settle funeral costs and any other final bills, helping you to enjoy life with peace of mind.
With our Guaranteed Life Insurance policy, you'll be covered immediately for accidental death, and death by any cause after just 24 months.
Things to consider
*For a 30-year-old, on an individual policy with £2,000 of cover.
Guaranteed Life Insurance helps to provide peace of mind by paying your chosen benefit amount to your loved ones if you were to pass away. The benefit amount can be used to help with funeral costs, or other expenses such as outstanding bills, loans or credit cards.
Guaranteed Acceptance - no medical, no health questions
You can't be turned down for Guaranteed Life Insurance as long as you are a UK resident aged 30 to 80, and you can be covered over the phone or online in minutes.
Choose a Guaranteed Life Insurance benefit amount to fit your needs and budget, depending on your age:
Your monthly premium will depend on the benefit amount you select, your age and whether you have a single plan or a joint plan.
Your monthly premiums are guaranteed not to change. Plus you'll get FREE cover from the policy anniversary following your 95th birthday and your cover will continue for life. You'll be covered anywhere in the world and if you're health or lifestyle changes, your guaranteed life cover will not be affected.
Up to £60,000 in the event of accidental death, or £20,000 for death by any cause
If you are aged up to 54, you can choose a benefit amount from £2,000 up to £20,000.
If death is the result of an accident, then 3 times your selected life insurance benefit will be paid. This means if you select a £10,000 benefit amount and you die as the result of an accident, the benefit payable to your loved ones would be £30,000.
Full Cover after 24 months
During the first two years that your policy is in force, a benefit will only be paid in the event of accidental death. You will be covered for death by any cause after the first 24 months. Should you pass away due to a non-accidental death in the first two years, we will refund any premiums paid towards your individual cover.
The features, benefits, exclusions and limitations of the Smart Guaranteed Life Insurance are detailed in the Key Facts document. It is important that you read the Key Facts document carefully to help you decide whether this policy is suitable for you. This document also contains a copy of the Smart Insurance Guaranteed Life Insurance Terms and Conditions.
There are two quick and easy options for you. You can either get a quote and buy online or call us free.
Whichever you prefer you will have:
To buy over the phone:
Call FREE 0800 977 6057
Alternatively, you can fill in the Call Me Now form and one of our UK-based customer service specialist will give you a quick, no-obligation quote.
To buy online:
Simply fill in our online form and you can be covered in a matter of minutes.