Smart Family Life Insurance

Help protect your family from the unimaginable

When you take out a Smart Family Life Insurance Policy, we know that you want your little ones protected if something should happen. Unfortunately, the reality is that illness and accidents can happen at any age. That’s why we offer optional Children’s Cover alongside every Smart policy, so your loved ones can be protected no matter what.

For an additional premium, you can choose a benefit amount of between £10,000 and £30,000, which will be paid out for example if your child suffers a serious illness or injury, or passes away in an accident. This cover is designed to provide some financial relief from costs like medical bills and rehabilitation if the worst should happen, so your family can focus on getting through it together.

For more information on this and other optional covers, get in touch for free to request your no obligation quote.


For new Family Life Insurance policy holders only, once a minimum of 6 successful monthly premiums have been paid and the total premiums paid exceed the face value of the gift card. View full terms and conditions


Where the child’s death occurs within 90 days of the accident