Smart Family Life Insurance

Preparing your family for the unexpected

When you take out a Smart Family Life insurance policy, we know you want to provide for your family no matter what life throws at you. That’s why we offer optional cover for Critical Illness with every Smart Life Insurance policy.

This additional cover will provide a lump sum payment from your life insurance benefit should you suffer from a specified critical illness. You can choose a benefit amount of up to 50% of your existing Life Insurance benefit. Should the unexpected happen, Critical Illness Cover could bring you and your family some much-needed relief from medical bills, loss of income, and other financial strains, so that you can focus on what matters; recovering and being with the people you love.

For more information on this and other optional covers, get in touch to request your free information pack.


For new Family Life Insurance policy holders only, once a minimum of 6 successful monthly premiums have been paid and the total premiums paid exceed the face value of the gift card. View full terms and conditions